Ask For A Better Interest Rate on Your Credit Card to save you money.
Many people don't realise that they can simply call their credit card company and ask for a lower rate credit card rate. Depending on your credit history with the company, they may offer you a card with an interest rate that is half of what you are paying, or even less. Some of these low interest cards do have a yearly fee, but for good customers, companies will sometimes waive this fee if you only ask. If they won't waive the fee, weigh up if the savings made on the interest are worth the yearly fee. If you carry a balance of £1000 or more, you will mostly likely save money by getting a lower interest card, even if they charge an annual fee. Shop around to find the best deal and you may be making savings within hours from now!
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