Try and use cash whenever possible

For many of us, using a credit card or debit card for all our purchases has become common and many people don't even carry cash anymore. While there is a level of convenience with an arrangement like this, it can cause us to spend more money. How many times have you used a credit or debit card all weekend for your purchases, only to log into your bank account or credit card account online and are shocked by how much you spent. It happens to all of us! Why not withdraw an amount of cash each payday and make it last to the next payday. This way you will be much more aware of how much your spending.

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